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Pay Over Time for Your Roof, Siding, or Windows

FEATHERFALL™ Restoration offers payment options that let you pay over time for roofing, siding, windows, gutters, and storm damage repair in Maryland, Virginia, Central Florida, and St. Louis. Every package carries two plans — a shorter term and a longer one. On most packages that is 60 months at 7.99% APR, or a 180-month plan at 9.99% APR for a lower monthly payment. Our Storm Breaker metal package carries 60 months at 0% APR, or 240 months at 5.99% APR. No money down on any plan. Plans fund up to $100,000; any project cost above that is due in cash. Subject to credit approval through Service Finance Company, LLC. Your No-Surprise Price™ is set before you choose how to pay.

Pay Over Time for Your Roof, Siding, or Windows

FEATHERFALL™ Restoration offers payment options that let you pay over time for roofing, siding, windows, gutters, and storm damage repair in Maryland, Virginia, Central Florida, and St. Louis. Every package carries two plans. On most packages that is 60 months at 7.99% APR, or 180 months at 9.99% APR for a lower monthly payment. Our Storm Breaker metal package carries 60 months at 0% APR, or 240 months at 5.99% APR. No money down on any plan. Subject to credit approval through Service Finance Company, LLC. Paying in full within 5 days takes 5% off the price.

You Can Afford To Pay Cash. Here's Why You Might Not Want To

You have the money. Good for you. But think about this.

A new roof runs about $12,600 to $80,000 on a typical 20-square roof, depending on the material. If you pay that in cash today, it's gone. What happens if your car breaks down next month? What if the HVAC goes? What if something else comes up?

Now think about the other option. You keep that cash in your savings account — which right now earns 4 to 5 percent interest at most banks. You pay for the roof at 0% APR over 60 months on our Storm Breaker package. Your money stays in the bank earning interest, and the plan adds no interest to the price.

That's not a bailout. That's math.

Wealthy people do this every day. They finance cars at 0% and invest the cash. They don't drain savings when they don't have to. The smartest move isn't always paying everything up front. Sometimes it's keeping your cash where it works hardest.

This only works on the 0% plan. Every other plan adds interest, so the cash you keep has to earn more than the interest you pay.

Paying in full within 5 days also takes 5% off the price. Cash always starts lower, so the real question is whether your money earns more where it is.

The Math On A $45,000 Storm Breaker Roof

Pay Cash Inside 5 Days And Take 5% Off
Out of pocket today$42,750
Monthly cost$0
Cash still in savings$0
Total paid for roof$42,750
Emergency fund intact?No
Pay $750/mo for 60 Months at 0% APR on Storm Breaker
Out of pocket today$0
Monthly cost$750
Cash still in savings$42,750
Total paid for roof$45,000
Emergency fund intact?Yes

The 0% plan adds no interest, so you pay the $45,000 sticker. Cash inside 5 days takes 5% off, so cash is $42,750.

Spreading it costs $2,250 more than paying cash. That is what it costs to keep $42,750 in your account for five years.

Most packages carry the 60-month plan at 7.99% APR instead. On a $25,000 roof that is $505 a month, $30,300 in total.

Against a $23,750 cash price that is $6,550 more.

Three Steps. That's It

1
Check Your Options

Fill out a quick form or scan a QR code. Takes about 60 seconds. This is a soft pull — it does NOT affect your credit score. You see what you qualify for with no obligation.

2
Pick Your Terms

Choose what works for your budget. Most packages run 60 months at 7.99% APR, or 180 months at 9.99% APR. Our Storm Breaker package runs 60 months at 0% APR, or 240 months at 5.99% APR.

3
Get Your Project Done

We install your roof, siding, or windows. You start paying after the work is complete. Service Finance Company pays us directly. You make monthly payments to them.

Your Options

Your No-Surprise Price™ is locked before you choose how to pay

7.99% APR
60 Equal Monthly Payments, Most Packages
  • No money down
  • The plan most packages carry
  • Fixed 7.99% APR for the full term
  • No prepayment penalty
  • Your home is never used as collateral
Example $25,000 project at 7.99% APR for 60 months = approximately $505/month. Total paid: $30,300.
Check Your Options ➔
9.99% APR
180 Monthly Payments, Most Packages
  • No money down
  • A lower monthly over a longer term
  • Fixed 9.99% APR for the full term
  • No prepayment penalty
  • Your home is never used as collateral
Example $25,000 project at 9.99% APR for 180 months = approximately $267.50/month. Total paid: $48,150.
Check Your Options ➔
0% APR
60 Equal Monthly Payments, Storm Breaker Only
  • No money down
  • No interest on the Storm Breaker package
  • Pay exactly the project price, split into 60 payments
  • No prepayment penalty. Pay it off early any time
  • Your home is never used as collateral
Example $45,000 Storm Breaker project = $750/month for 60 months. Total paid: $45,000.
Check Your Options ➔
5.99% APR
240 Monthly Payments, Storm Breaker Only
  • No money down
  • Our longest term, at twenty years of payments
  • Fixed 5.99% APR for the full term
  • No prepayment penalty
  • Your home is never used as collateral
Example $45,000 Storm Breaker project at 5.99% APR for 240 months = approximately $319.50/month. Total paid: $76,680.
Check Your Options ➔

All credit products are subject to credit approval. Rates, terms, and conditions may vary based on creditworthiness and are subject to change without notice. Payment options are provided by Service Finance Company, LLC, NMLS #140908. Service Finance Company, LLC is a nationally licensed sales finance company and FHA Title I Lender authorized to conduct business in all 50 states and the District of Columbia. FEATHERFALL™ Restoration is not a lender and does not make credit decisions. The 60-month plan is 7.99% APR and the 180-month plan is 9.99% APR, both on approved credit. On the Storm Breaker package the 60-month plan is 0% APR and requires 60 equal monthly payments, and the 240-month plan is 5.99% APR, both on approved credit. Plans fund up to $100,000; any project cost above that is due in cash. No money down on approved credit. Examples shown are for illustration purposes only. Your actual payment will depend on the amount financed, term selected, and credit approval. These are unsecured personal loans — your home is never used as collateral. No prepayment penalties on any plan.

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Payment Options Questions In DMV Metro Area, MD, VA, FL & MO

Straight Answers In Plain English

Better answers than a Magic 8 Ball

“Does checking my options affect my credit score?”
No. The first step is a soft inquiry that does not show up on your credit report. A hard inquiry only happens if you choose to move forward with a specific offer.
“Is the price higher if I pay over time instead of paying cash?”
The starting price is the same either way, and it is set before you choose how to pay. Paying in full within 5 days takes 5 percent off, so paying cash ends up lower. On a plan you pay the full price, plus interest on every plan except the 0 percent plan on our Storm Breaker package.
“What does 0% APR actually mean, and which package has it?”
The 0% plan is on our Storm Breaker metal package only. It means you pay zero interest over 60 months, so the total you pay is exactly the project price split into 60 equal payments. No deferred interest. No balloon payment. No surprise charges at the end. Our other packages carry a 60-month plan at 7.99% APR and a 180-month plan at 9.99% APR.
“Who is the lender?”
Service Finance Company, LLC (NMLS #140908). They are a nationally licensed home improvement sales finance company and FHA Title I Lender. FEATHERFALL™ is not a lender. We help you access their payment options through our dealer partnership.
“Can I pay it off early?”
Yes. There are no prepayment penalties on any plan. You can pay off the balance at any time without extra charges.
“What if I get denied?”
Approval depends on your credit profile. Two separate things decide which plans you see. The PACKAGE you pick sets the pair on offer, and the 0% plan is on Storm Breaker only. Your credit then decides approval within that pair. If the shorter plan is not approved, the longer one on the same package often is. We also accept cash, check, and credit card.
“What services can I pay for over time?”
Roof replacement, roof repair, siding, gutters, windows, doors, solar, insulation, and storm damage repair. Most projects qualify. Plans start at $1,000, and the 180 and 240 month plans start at $3,000.
“How do payments work?”
After your project is complete, Service Finance Company sends you a monthly statement. You make equal payments each month until the balance is paid. You can set up autopay or pay manually.

Still Have Questions?

We don't do scripts or runarounds. Ask us anything and get a straight answer from a real person

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Or call (301) 798-7476

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FEATHERFALL™
Restoration

Contractor HQ Address
10770 Columbia Pike
STE 300
Silver Spring, MD 20901

FEATHERFALL™
Adjusting

Public Adjuster HQ Address
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STE 300
Silver Spring, MD 20901

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